Nevada Mortgage Applications Rise

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Category : Mortgage

Nevada Mortgage Applications Rise

Current mortgage trends around the United States and in Nevada have seen a 1.8% rise in applications. This could be due to the decline in fixed rate mortgage rates. Low percentage Nevada fixed rate mortgages can be more beneficial than adjustable rate mortgages because the rate is very low and can not be raised.

Compared with a year ago, mortgage application volumes are down 26.1%, but applications for purchase mo Read Full Article

Commercial Mortgage Loans – Loan-to-value Ratios in Private (hard Money) Lending – What Size Loan Can You Get?

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Category : Mortgage

Commercial Mortgage Loans - Loan-to-value Ratios in Private (hard Money) Lending - What Size Loan Can You Get?

I’m a commercial mortgage professional and I deal extensively in private (hard money) loans. One of the most frequent questions I am asked is "What loan amount can I get"? That’s not an easy question to answer because privately funded loans are much less standardized than conventional, institutionally funded loans so there are no hard-and-fast rules. But I speak to lenders and investors everyday and can off Read Full Article

Mortgage Calculators Easy as 1,2,3

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Category : Mortgage

Mortgage Calculators Easy as 1,2,3

First Mortgage Trust have developed a number of diverse calculators over the years not only to improve the quality of their clients online experience but also in response to client, consumer and third party requests. Among the calculators are Mortgage Payment Protection, Bridging Loans, Secured Loans, Buy To Let Rental and Mortgage Calculator, Affordability and budget, How much can I borrow, monthly mortgage payments for both in Read Full Article

Business Debt Relief: Surviving the Market

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Category : Debt Consolidation

Business Debt Relief: Surviving the Market

When operating a business, business debt may be an unavoidable issue because of mismanagement or the economic instability of the market. Business debt relief has become the result of it.

Business debt refers to the money owed by the business to creditors and is usually higher than personal debts. The money that businesses borrow is most commonly used for the business itself, either for development, expansion o Read Full Article

Do You Need Contents Insurance?

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Category : Insurance

Do You Need Contents Insurance?

Make sure there is no compulsory purchase of an associated product such as buildings and contents insurance or mortgage payment protection insurance. Likewise, if you sold anything of value over the last year, and have not informed the insurance company, then you are paying home contents insurance for something you no longer own. Other expenses which can be claimed against tax, include:

A) Utility Bills – such as Read Full Article