Comments on: Online Application | Pittsburgh Pirates® Extra Bases® Credit Card

By: jRmaRveL

jRmaRveL — Mon, 02 Aug 2010 09:11:40 +0000

danG!!!!! dat dude is so boringggggggg!! aLmost fell asleep!! :^/

By: LucaKornerz

LucaKornerz — Mon, 02 Aug 2010 04:39:43 +0000

Lol in the first 20 secs it showsso many credit cards u can easily use

By: Bull3tRid3r

Bull3tRid3r — Sun, 01 Aug 2010 12:28:52 +0000

Cmon boring…

By: janoleolsen

janoleolsen — Sun, 01 Aug 2010 09:02:24 +0000

Why not start a credit card bank? Charge 30% APR, get 10,000 clients with a balance of 5000 dollars each, and the bank makes 10,000 x 5000 x 30% = 15 million dollar annual profit! There will be expenses, but they won’t be 15 million… 1000 people investing 5000 each makes enough to start a bank. And if the bank makes a 10M profit, your 5000 dollars owns 0.1% of this. Typically a company with a 10M profit is worth 100M dollars, 0.1% of 100M is 100,000 dollars – a very good return on 5000

By: Bryce

Bryce — Sun, 01 Aug 2010 07:29:10 +0000

Stop applying for the cards, you will only be denied. You will have to start building your credit rating with secured credit. Make sure the banks report to the credit bureaus, otherwise it does no good.

Go to the bank you do business with, ask them if they have a secured credit card, if they do open a new account with $300 – $500 tell them you want a secured credit card against that account. Use the card for small purchases like gas or food and pay the card off entirely each month on time.

Also you can take your savings account and save until you have $1,000. Tell your banker you want to take a installment loan out against the savings account. Take the money you receive and put it in your checking account to repay the loan. Pay it off in 12 months. Lenders like to see a mixture of credit, revolving, installments, personal loans.

After a few months you can try for an unsecured card again. Retail store cards and gas cards are normally easier to get.

It takes 24 months of consistent on time payments to build a good credit rating.

By: JerseyJeff84

JerseyJeff84 — Sun, 01 Aug 2010 05:05:06 +0000

The sure-fire way of NEVER being turned down for a major credit card would be to apply for secured credit card. Basically what type of card this is, is that you give them money up front (say you ask for a $500 limit), and everytime you use that card, the money will already be in your account with that card and it will just come out. This secures to both the credit card company and to yourself that the money will always be in there, therefore there will never be any over-ages, late fees, and the the like and will guarantee you a strong credit building account. I hope that my answer has helped you.

By: richeather316

richeather316 — Sat, 31 Jul 2010 02:40:52 +0000

alot more people know how now hahaha

By: xx0.Brwneyedchicana.0xx

xx__0.Brwneyedchicana.0__xx — Sat, 31 Jul 2010 01:00:06 +0000

The money in your savings account would not be available while using your debit card making normal purchases unless you have selected an overdraft protection program and the funds are not available in your checking account. I highly recommend adding this to your account, in the event that you make a purchase that is greater than the amount available in your checking account, the bank will use money from your savings account to cover the purchase. This way you don't aquire all those overdraft fees or have bounced checks (while writing checks). Pay close attention to your funds! Alot of debit cards can also be used as a credit card. Its basically the same thing in this case, where in both cases the monies will be deducted from your checking account, debit takes the funds immediately while credit will take sometimes up to 4 days to completely withdraw. The difference between your debit card, and a credit card, would be that credit cards are an open balance of money availably ready to be lended from banks, purchases using a traditional credit card also incrue interest on the amount you spend. (you have to pay back more than you spend) Debit cards are attatched to your bank account and will just deduct money from your account to pay for the things you've purchased And though you didn't ask for it… After you've accrued a larger sum of money in your savings account, speak to your local financial director and check into special savings account that give you back more money for allowing the bank to use it, such as locked savings accounts and bonds!

By: grumpyunderworl

grumpyunderworl — Fri, 30 Jul 2010 23:38:03 +0000

I love this show, but it is not on tv in my country. I watch it online at lastnightstvshows (.) com

By: ztech618

ztech618 — Fri, 30 Jul 2010 19:01:20 +0000

Well, thats one way to get back at credit card companys; run them into dept!!!